CLARITY, PERSPECTIVE, CONFIDENCE
My approach is grounded in a strong financial foundation built through formal training and real-world experience. I hold the CPA (CMA) designation, a Master’s in Finance, and a Bachelor’s in Business Administration, along with a background in corporate finance and credit underwriting. This allows me to look beyond the surface, helping you understand how lenders assess risk and how today’s decisions shape your long-term position.
As an immigrant, I understand what it means to start over and build stability with intention. Moving to Canada with my husband and two young children 22 years ago shaped how I approach decisions—with care, perspective, and a focus on long-term security.
Outside of work, I value simple, meaningful moments with family and friends. Sports are not my thing (unless walking with my dog Zac counts), but I’m always in for karaoke, 1,000-piece puzzles, and board games.
DRIVE, EXPERIENCE, SYNERGY
With my son Andres, we are The Rivadeneira Group, a collaborative team that bring two perspectives to the same goal: helping clients make confident, well-informed real estate decisions.
At different career stages but with similar professional foundations, we approach the market from complementary angles. Our combined experience allows us to serve clients across Toronto and the western GTA, drawing on strong insight into both established and evolving market segments, including Toronto’s luxury landscape.
The result is a broader perspective, added availability, and thoughtful strategies tailored to each client’s situation. It’s a collaborative approach that blends continuity with fresh ideas, always grounded in the same values of care, clarity, and client focus.
Together, we bring a complementary perspective that strengthens every step of the process. To explore Andrés’ work in Toronto’s luxury market check his website



